Privacy Policy

This privacy policy (Privacy Policy) applies to ARMnet Group Limited A.C.N 619 705 207 (ARMnet or Company) and details how we collect, manage and use personal information collected by us through our website (Website).

Throughout this Privacy Policy, we use the term “personal information” to describe information that is associated with a specific person and can be used to reasonably identify that person. Personal information does not include information that has been made anonymous and cannot reasonably identify a specific person.

ARMnet is committed to respecting the privacy of your personal information in accordance with the Privacy Act 1988 (Cth). We appreciate that individuals are concerned about the security of their personal information and we are committed to protecting any personal information we hold.

The Website may also contain links to third party websites. These linked sites are not under our control and we are not responsible for content on these sites, nor are these sites subject to this Privacy Policy. Before disclosing your personal information on any third party website we recommend that you examine the terms and conditions and privacy policy of that site.

This Privacy Policy applies when you access, or use our services, features or functions offered on our Website.

ARMnet may amend the Privacy Policy at any time. The updated version will be available by following the ‘Privacy’ link on the Website. The revised version will be effective from the time we post it on the Website. From time to time ARMnet may highlight major changes to the Privacy Policy on its homepage, but we recommend you check the Privacy Policy regularly for any changes. Please contact us on the 1300 990 081 or email us at

Collecting personal information
ARMnet will be fair and open about the way we collect information about you and what we intend to do with the information.

When you visit our Website, we may collect information sent to us by your computer, mobile phone or other access device. The information sent to us may include data on the pages you access, your computer IP address, device identifiers, the type of operating system you are using, your location, mobile network information, standard web log data and other information. Web log data includes the browser type you are using and traffic to and from our site. Details on our collection of personal information through the use of cookies and analytical services are set out below.

In order to help protect you from fraud and misuse of your personal information, we may collect information about your use and interaction with our Website. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity.

We may also collect additional information from or about you in other ways, such as through contact with our customer support team, suppliers or service providers (whether via mail, email or through telephone enquiries), your responses to a market survey, and from interactions with ARMnet or as otherwise notified to you at the time.

Using personal information
ARMnet only collects, holds and handles information about you that is necessary for us to perform the services you request from us, that is otherwise reasonably necessary for our business activities or if required by law, or court or tribunal order.

We may use personal information we collect about you for a number of purposes including, but not limited, to:

  • customer support;
  • resolve disputes, collect fees, and troubleshoot problems;
  • investigate and prevent potentially prohibited or illegal activities;
  • learn more about your level of satisfaction and how we can meet them;
  • customise, measure, and improve our services and the content, layout, and operation of our Website;
  • deliver targeted marketing, service update notices, and promotional offers based on your communication preferences;
  • contact you via telephone, text (SMS) or email messaging;
  • compare information for accuracy and verify it with third parties;
  • confirm your identity for the purposes of anti-money laundering and counter-terrorism laws and assess applications and your suitability for our services;
  • for other purposes to which you have consented; and
  • as required or permitted by relevant laws and regulations.

You agree that we may use your personal information for the purposes for which we collect it and for related purposes which would be reasonably expected by you.

If all or some of your personal information is not collected or cannot be verified, we may be unable to provide you with our services or a customised experience, engage with you, or do business with you.

How we share personal information with other parties
We may share your personal information with:

  • Financial institutions that we may partner with to jointly create and offer a product;
  • Companies that we plan to merge with or be acquired by or who may invest in us;
  • Law enforcement, government agencies or officials, or other third parties pursuant to a subpoena, court order, or other legal process or requirement applicable to ARMnet; when we need to do so to comply with law or credit card rules; or when we believe, in our sole discretion, that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity; and
  • Other third parties with your consent or direction to do so.

Please note that these third parties may be in other countries where the laws on processing personal information may be less stringent than in your jurisdiction. When we disclose your personal information overseas, we will take reasonable measures to ensure that your information is held, managed and accessed in accordance with appropriate standards for the handling of personal information.

We will not sell, rent or trade your personal information to/with any other organisation for their marketing purposes and will only share your personal information with third parties as described in this Privacy Policy or as otherwise notified to you at the time of collection or with your consent.

We may require your consent to use and/or disclose your personal information if we need to use your information for a purpose that is not related to the purpose for which it was collected.

If you do not consent to ARMnet collecting, using and/or disclosing your personal information for such other purposes, this may affect ARMnet’ ability to deliver and improve our products and services, or to engage or do business with you.

Marketing and privacy
ARMnet sends marketing materials to its customers, and other people who have provided ARMnet with personal information, from time to time about products and services offered by ARMnet.

If you do not wish to receive marketing materials from ARMnet, please complete the opt-out instructions included on the marketing materials, or contact us on:

Phone (Australia): 1300 990 081

Phone (outside Australia): +61 1300 990 081
Mail: GPO Box 2975
Melbourne, VIC 3001

ARMnet will note your request and respect your wish not to receive any marketing materials.

Cookies and third party analytical services
We use cookies and track IP addresses via our Website so we can improve our services provided by our Website and enhance your user experience.

When you access our Website, we (including the companies we work with) may place small data files on your computer or other device. These data files may be cookies, pixel tags, “Flash cookies,” or other local storage provided by your browser or associated applications (collectively, Cookies). We use Cookies to ascertain which web pages are visited and how often, to make our websites more user friendly, to give you a better experience when you return to a website and to target advertising to you that we think you may be interested in.

For example, Cookies allow us to save your password so you do not have to re-enter it every time you visit our site.

Most web browsers automatically accept Cookies. You can find information specific to your browser under the “help” menu. You are free to decline our Cookies if your browser or browser add-on permits, unless our Cookies are required to prevent fraud or ensure the security of websites we control. However, declining our Cookies may interfere with your use of our Website.

Protecting personal information
ARMnet will keep your personal information secure by taking reasonable steps to protect it from misuse, loss and unauthorised access, use, modification and disclosure.

We protect your information using technical, and administrative security measures to reduce the risks of loss, misuse, unauthorised access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption, physical access controls to our data centres, and information access authorisation controls. Only properly authorised people who have a need to access personal information to perform their job will be able to see or use that information.

Accessing and requesting correction of personal information
We will strive to ensure that information about you is accurate when we collect or use it. Subject to some exceptions under privacy law, we will let you see the information we hold about you and correct it if it is inaccurate, incomplete or out-of-date. If we do not grant you access to your personal information or do not agree to correct your personal information we will tell you why.

If you wish to obtain access to and/or correct your personal information held by ARMnet, please contact ARMnet on:

Phone (Australia): 1300 990 081

Phone (outside Australia): +61 1300 990 081
Ground Floor
50 Miller St, North Sydney
Sydney, NSW, 2060

Unless we do not agree to your request for access to personal information, in most cases ARMnet will provide you with access as soon as reasonably possible following receipt of your request. If you request corrections to your personal information and ARMnet agrees with your request, these changes will be made as soon as practicable. If ARMnet does not agree to your request for correction, it will notify you of the reasons it does not agree and will note your request on the records it holds about you. If you are dissatisfied with our refusal to provide you with access to, or correct, your personal information you may also complain to the applicable regulator in your jurisdiction.

Resolving your concerns
If you have a complaint regarding ARMnet’s management of your personal information, please prepare your complaint in writing and email it to us at

ARMnet will provide written acknowledgement of your complaint within 7 days of receipt. We will investigate and advise you of the steps we have taken to resolve your complaint within 30 days of receipt of your complaint.

©2020 ARMnet Group A.C.N. 619 705 207